Free credit credit Cincinnati

Although these laws should prevent an employer from considering certain information, there is no realistic way for the applicant to determine whether such information will be revealed in a background check. This is particularly true for investigations conducted online where the information obtained from web-based information brokers might not be verified for accuracy or completeness.

For example, if you were arrested but never convicted, a data search could reveal the arrest, but the investigator who compiled the information might not delve further into the public records to determine that you were acquitted or the charges were dropped. Reputable employment screening companies always verify negative information obtained from data base searches against the actual public records filed at the courthouse. free credit report gov Can an employment application ask about things that should not be reported? The FCRA does not prohibit an employer free credit credit Cincinnati from asking questions in an employment application.

See FTC letters to Nadell and Sum: www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment application might ask if you have "ever" been arrested. The FCRA says a consumer reporting agency cannot report an arrest that from date of entry was more than seven years ago. government credit report It does not say the employer cannot ask the question. How to handle such questions on an employment application is of free credit credit Cincinnati real concern to free credit credit Cincinnati many people, especially those concerned with a youthful mistake from the distant past. State employment free credit credit Cincinnati laws may limit free credit credit Cincinnati the questions an employer includes on a job application.

For example, in California an application may ask "job related questions about convictions except those that have been sealed, or expunged, or statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” followed by the name of your state. free credit report site